Unless you’re fortunate enough to only have cats and not kitty children, chances are you’ll one day need pet insurance. This can be a tricky decision, especially if you don’t know the extent of your pet’s healthcare needs. It isn’t cheap either. For most plans, premiums will range between $40-$75 per month for each pet. But when you think about the potential costs of vet visits, surgery and medications – even dental care – it becomes pretty clear that pet insurance is well worth the monthly cost. Here are 10 good reasons why you should consider getting pet insurance:
6 Reasons You Should Consider Pet Insurance
When you first get your pet, it can seem like an ongoing series of expensive vet visits. Without getting pet insurance, those costs can really start to add up. Pet insurance can help with the costs of unexpected vet bills and everyday pet healthcare costs. If you think that pet insurance isn’t something that you need or would be willing to pay for, read on. You might just be surprised by how much pet insurance benefits you and your new furry friend.
1. Vet Bills Can Be Very Expensive
Many pet owners believe that their pets will never get sick and that they will never need to take them to the vet. Unfortunately, that’s just not the case. Pets get sick, they break bones, they need surgery, etc. You might not see it coming, but vet bills can (and do) add up quickly. On average, the cost of veterinary care per year per pet is $480, which equates to $43 per month. When you get pet insurance, you’ll likely pay a monthly fee, which will cover those costs if your pet ever needs to go to the vet.
2. You Might Need Training Or Behavior Help
While you might not need to take your pet to the vet, you might need training or behavior help. This could be as simple as training classes for your dog (which you might need if you’re adopting a new pet), or it could be more difficult, such as dealing with anxiety or fear issues. For example, if your dog is afraid of thunderstorms, he might need behavior help to overcome the fear. Training and behavior help can add up quickly, but with pet insurance, you can count on it to help you pay for those bills.
3. A Healthy Pet Means Fewer Vet Visits
Taking your pet to the vet regularly to get vaccinated and to have them examined is really important. Those checkups are part of what keeps your pet healthy, so they don’t get sick. It’s also a great time to talk to your vet and ask any questions or concerns that you might have. In most cases, you’ll be given a regular schedule for when to bring your pet in for checkups and vaccinations. However, if you notice that your pet is acting strangely or is suddenly starting to act sick, then it’s important to see the vet right away. This can help to detect and treat your pet’s illness before it becomes something more serious, which can save you lots of money in the long run. Read
4. Knowing Is Half The Battle (Knowing What’s Coming)
If something happens to your pet, such as a broken bone or illness, you’ll likely want to take them to the vet as quickly as possible. Unfortunately, you don’t get to know what the vet will charge until the visit has already happened. While some pet insurance companies may offer discounts if you pay for the visit upfront, most don’t. A lot of pet owners are surprised (and maybe even a little upset) when they see the price of their visit and checkup. This can put a real strain on the owner’s finances, and they may not necessarily be able to afford it. Unfortunately, there’s no way to know how much a vet visit will cost ahead of time. However, if you have pet insurance, you’ll get a nice, upfront, and accurate idea of how much the visit will cost.
5. It Gives You Peace Of Mind
The last and possibly best reason to get pet insurance is that it gives you peace of mind. After all, nobody likes to worry about finances, especially when you don’t know what the future might hold. If something happens to your pet and you need to take them to the vet, you likely won’t know how much the vet visit will cost. If you don’t have pet insurance, you probably won’t be able to afford the visit. If you have pet insurance, you don’t have to worry about that. You can just focus on making sure your pet is getting the care they need without having to worry about getting the money to pay for it.
6. Your New Best Friend Is Worth It!
Bringing a new furry friend into your home is a big deal. Your new pet is a member of your family, and they need your care, attention, and love. That’s why it’s important to get pet insurance. Pet insurance is a great way to protect yourself from the high costs of veterinary bills. It’s also a perfect way to show your new friend that you care about them and want to take care of them. In short, pet insurance is worth it. Pet insurance can help you save money, ease your worries, and give you peace of mind. Plus, there are lots of great pet insurance plans out there that are affordable. So why not protect your pet and give them the insurance they need?