Data from Immigration, Refugees and Citizenship Canada show that in 2021, Canada welcomed the most immigrants in a year, exceeding its goal of 401,000 new permanent residents (IRCC). As a result, the nation’s population increased to eight million, or 21.5% of the total.
The IRCC also emphasised the vital contribution that immigration makes to the nation’s economy and the care of its ageing population, pointing out that immigrants own a third of Canadian firms and that a quarter of healthcare professionals are newcomers.
The federal government acknowledges that most Canadian citizens and permanent residents came to the country as immigrants and that many of them had to leave behind loved ones to do so.
The government established numerous schemes that would permit travellers to Canada to remain longer than a regular visa would permit to aid in their reunion with their families. Super Visa is one of these schemes.
What is covered by super visa insurance?
Several Canadian insurance companies offer Super visa insurance, each of which offers various forms of protection. However, many policies cover the following:
- immediate medical attention
- medical services
- Medical tests used for diagnoses, such as x-rays, ultrasounds, and blood tests
- Medications on prescription
- medical supplies such as wheelchairs, crutches, slings, and braces
- dental emergency services
- medical follow-up appointments
Do pre-existing conditions get covered by super visa insurance?
Different insurance providers handle pre-existing conditions in different ways. Provided that policyholders meet specific stability standards, several insurers offer coverage. Usually, suppose a visa holder has not had symptoms of a condition and has not received treatment for at least 180 days before the policy’s effective date. In that case, the ailment will not be regarded as a pre-existing condition during the coverage term.
However, super visa insurance frequently does not cover ailments for which the insured receives continuing medical attention.
What is the price of super visa insurance?
Like other types of insurance, the premium costs for super visa policies depend on several variables, such as the applicant’s age and medical history, the scope and duration of coverage, and the deductible.
Experts claim that monthly premiums for coverage for a single parent or grandparent often range from $100 to $200. So a joint policy will cost less than individual coverage if you buy super visa insurance for parents and grandparents.
For applicants of various ages, the insurance brokerage website’s table below displays the approximate expenses for a one-year super visa insurance policy with $100,000 in coverage and a $1,000 deductible.
If you cancel your super visa insurance, what will happen?
Policyholders can terminate their super visa insurance in some circumstances without revoking their super visas, albeit this is uncommon. For example, a visa holder can cancel the remaining policies and get a prorated refund if they must cut their trip short and won’t be able to use the coverage they purchased. However, there can be an administrative fee for cancellations. Meanwhile, applicants who have already paid for coverage but were rejected for a super visa are eligible for a full refund.
Which is the best company to select when choosing Super Visa Insurance?
The best place to find travel insurance quotes, visitor insurance quotes, and super visa insurance quotes in Canada is CompareBuySave.ca.
One of the biggest insurance comparison websites is theirs. Numerous Canadians rely on us to provide them with the finest estimates and top-notch customer care so they may get insurance in a quick and hassle-free manner. Their goal has been to simplify the insurance purchasing process by cutting out the middleman and allowing you to compare prices right away and choose the best plan for you.
